If you're like many Australians, you probably haven't planned for what happens if you unexpectedly die or become permanently ill or disabled. When you stop to think … How will my debts be paid? What will happen to my dependent children, my ageing parents, my animals? What about my property, superannuation and money held in banks, trusts and other investments? You realise the need to grant Power of Attorney and having a will is important but other things also need to be consid

Get some financial advice Entrusting your financial well-being to advice from TV or from friends could be likened going to your mechanic for home renovation advice. The best piece of advice you can get is often “get some professional advice.” The old adage “you get what you pay for” can be seen in the many examples that show how good advice from a well-informed financial adviser can bring financial benefits that far outweigh the cost of the advice. A voice of reason When the

We are very proud to sponsor Marc Ramsdale in his epic attempt to complete the Alpine classic in less than 12 hours and in doing so raising vital funds for a very worthy charity "The kids Cancer Project". If you feel inclined please help Marc make a difference to lives of many children, see below the note from Marc for more details. Marc we wish you all the best and a safe journey. Hi there, My name is Marc Ramsdale from MarCarpentry. I am a road cyclist from Botanic Ridge, M

Keep yourself informed To be a sound investor you don’t have to be a stockbroking hotshot but it pays to stay informed about your investments and keep up to date with the latest developments. An easy way to do this is via the web. With a plethora of websites providing financial information it can seem a daunting task to know which ones to refer to. Our preferred investment platforms eliminate the need to spend time trundling the web as they provide their clients with access t

Understand the implications of withdrawing It is important that before you make an investment you understand all the implications, risks and costs involved. The same is true before you withdraw from an investment. It is imperative that you are aware of and know what the implications and costs will be. There are three major considerations which you should consider before you withdraw from a fund or other investment: Crystallising losses Selling as an emotional response to mark