This week, we provide you with Nila Sweeney's 2nd valuable tip to help you save: Manage your debts There is no doubting the convenience of credit cards when you are running a little short. They're handy to use and accepted almost everywhere. While it's surprising just how easy it is to get one, it's not so surprising to understand that there are a lot of people out there that cannot manage and reasonably afford to use a credit card. But do you really need one? If so, how many