The Time In The Market This is a very important rule to understand if you are considering your ‘time’ of entry into, or exit from the investment market: Its time in the market not timing the market that counts. By taking a long-term view of investing, investors aim ride out any short-term fluctuations in the market and take advantage of the potential growth over the long term. i.e: If you invest in a fund with a seven year timeframe but lose confidence based on poor market re

Remember, Markets move in cycles During the last 10 years there have been periods where the Australian share market has experienced an unusually long phase of sustained growth. This may have led some people to forget that markets move in cycles, they do go down as well as up. Many factors can send nerves through world share markets causing prices to fall, i.e. major world events. However historically, the overall trend of share markets has been upward. Keeping this in mind it

Appreciate the value of compounding Compounding can be a very powerful strategy. In simple terms, by leaving any returns (gains) within your investment it is possible to then gain any potential returns on the additional funds as well. This can then have an even greater effect if you make small regular contributions to your investment. Case Study: Regular Saving Plan Fiona, John and Simone all decided to invest $10,000 in the same fund for 10 years. Over the 10 years the fund